I'm 62, DW 61 living in CT and open enrollment for ACA plans are now online and here is my situation.
Not collecting SS yet so income is from dividends and Roth Conversions. We have enough cash on hand not to take withdrawals from Ira's at this time.
Rates for MAGI of $65,000
Bronze Plan after subsidy $3.10 per month
Silver Plan after Subsidy $396 per month
but if MAGI is $70,000
Bronze Plane $1,721 per month
Silver Plan $2,418 per month
We are healthy and can absorb a high deductible plan. DW feels guilty if we take a plan that only costs $3.10 per month and I feel that this is the way the law was written and those that passed the bill without reading it sure didn't know how it would be played out.
Anyone else in the same situation?
Not collecting SS yet so income is from dividends and Roth Conversions. We have enough cash on hand not to take withdrawals from Ira's at this time.
Rates for MAGI of $65,000
Bronze Plan after subsidy $3.10 per month
Silver Plan after Subsidy $396 per month
but if MAGI is $70,000
Bronze Plane $1,721 per month
Silver Plan $2,418 per month
We are healthy and can absorb a high deductible plan. DW feels guilty if we take a plan that only costs $3.10 per month and I feel that this is the way the law was written and those that passed the bill without reading it sure didn't know how it would be played out.
Anyone else in the same situation?