TromboneAl
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 30, 2006
- Messages
- 12,880
I retired in '06 but for two more years I'll be receiving capital gains from the sale of my business. Also, I have two more years of college to pay for.
I've figured that I won't start my 4% SWR withdrawal strategy until those two years are done, that is, I'll continue to LBMM, and continuing to accumulate.
However, I realized recently that I could think of myself as in the withdrawal phase where, annually,
Spending + College - Capital Gains = 4% of egg
If I do that, I should start spending more money immediately. I'm leaning towards that.
I've figured that I won't start my 4% SWR withdrawal strategy until those two years are done, that is, I'll continue to LBMM, and continuing to accumulate.
However, I realized recently that I could think of myself as in the withdrawal phase where, annually,
Spending + College - Capital Gains = 4% of egg
If I do that, I should start spending more money immediately. I'm leaning towards that.