Allocation Changes for 2006

[BUM]

I'm wrestling with allocation changes for 2006. I'd like more exposure to international equities (VINEX still closed), foreign bonds, private equity, and health care. Maybe some others.

Staying the course, I can't think of anything I want to dump. VGSIX, VIPSX, VWEHX, PCRIX among others are up for rebalancing but certainly not candidates for the block.


a`la ESRBob's book, I'm definately the Full Monty type.

Anyone else hot to slice up the pizza broaden their allocation for 2006? What do you like?

 

[grumpy]

I just reduced my allocation to international equities by a few percentage points and increased short term bond exposure and large caps. My international stuff had run up quite nicely last year so I rebalanced a bit. I have found that I am usually early with these changes, but eventually I am glad I made them.

Grumpy

 

[brewer12345]

I've already made the big changes I wanted to make, namely selling off some small caps and buying PCRDX, EFA and GIM (~30% of port in aggregate). I need to sell some more small caps and buy some bonds, but I am reluctant to do so unless I am offered an attractive price at which to sell.

 

[cute fuzzy bunny]

The vanguard foreign value fund is open. Not a bad pick.

 

[wildcat]

I added to PCRIX and the Vanguard Intl Fund or VTRIX - I still find foreign attractive on a valuation basis despite the nice returns. I have 25% or so of my portfolio in intl funds.

 

[HFWR]

Went to a modified 10x10, ala Ben, late spring last year, with the intent of ignoring it for the most part...

GLD up 28%, VGPMX up 50%, VEIEX up 37%...

Thinking about taking some profit, even though on a global basis my percentages aren't too far out of whack.

Cash for some bargain shopping?

 

[kz]

Late last year I backed off a little on energy. I'm pretty heavy on international funds and sticking with that for the time being. And, this year, I'll be increasing our fixed income investments.

 

[yakers]

Well its not specificly targeted at 2006, more because of revising AA based on age but I have shifted my TSP (401k type) funds into a Lifecycle Fund. The AA gets periodically adjusted by the fund and I can go on "autopilot".

 

[Dawg52]

I added to PCRIX and the Vanguard Intl Fund or VTRIX - I still find foreign attractive on a valuation basis despite the nice returns.  I have 25% or so of my portfolio in intl funds.

Hey Bubba, hows the job search going?

 

[lazyday]

I just reduced my allocation to international equities by a few percentage points and increased short term bond exposure and large caps. My international stuff had run up quite nicely last year so I rebalanced a bit. I have found that I am usually early with these changes, but eventually I am glad I made them.

Me too, for all the above.
I still prefer foreign to US, but was too overweight foreign, so the runup was good chance not just to rebalance, but as W Bernstein might say, "over-rebalance" out of foreign, and into short bonds, TIPS, and US large cap BRLIX.
Still not done with all the changes, which started in mid-December. I like to take my time.

 

[wildcat]

Hey Bubba, hows the job search going?

S...L...O...W

Nothing, zippo, nada

 

[bbuzzard]

Simple here. I re-balance once a year around Jan 1 (this weekend as a matter of fact):

35% large cap index
20% mid cap index
15% small cap index
10% REIT index
10% overseas index
10% cash (short and medium term only)

Thinking about moving up to 15% overseas. I may do this next year.