audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Hmmm - maybe Synchrony will raise theirs to catch up.
OK - looks like Ally finally got up to 1.25% on their high yield savings account.
Must have just happened because my 10/15 statement still says 1.20%
CapitalOne at 1.30%. I'm regretting buying 9 and 12 month CDs at 1.25 and 1.3%. Won't make that mistake again.
CapitalOne at 1.30%. I'm regretting buying 9 and 12 month CDs at 1.25 and 1.3%. Won't make that mistake again.
That's a year or less, and you probably had those higher rates sooner, so does it really matter?CapitalOne at 1.30%. I'm regretting buying 9 and 12 month CDs at 1.25 and 1.3%. Won't make that mistake again.
That's a year or less, and you probably had those higher rates sooner, so does it really matter?
Personally I don't fret over a 0.05%-0.1% difference short term.
I agree that .05 or .1 percent is noise. When I bought the CDs, CapitalOne (where I had my Money Market) was paying 1.1%. I've decided I prefer the higher liquidity of the MM account for cash-on-hand, though truth to tell I don't need the CD money in the short term and was just trying to park it somewhere better.
Has anyone used Capital One CDs?
Thanks for information on the Ally CD rates.
Just closed the 1.5% no penalty CD and transferred those funds to a new 1.6% no penalty CD.
Like the previous poster, they claimed they had to do a credit check to open a new CD. Since my credit is frozen due to the Equifax debacle, this would have been a problem. I then requested a supervisor who handled the transaction with no issues.
I’ve run into credit checks for opening CDs. But I‘m surprised that one would be required if you already have an established relationship - and even if required they should already have access to your credit report as an existing customer. A freeze does not limit access by companies you already do business with.
Has anyone used Capital One CDs?