- Joined
- Apr 14, 2006
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- 23,183
A somewhat oblique approach to your issue is to see if you can get any discount or bonus for pre-paying some of your regular bills. For example, some insurance companies give you a discount for paying annually or semi-annually instead of monthly. If you're going to pay that money out anyway, may as well get some additional benefit. The young wife and I get meat and eggs delivered to us monthly for a fixed price. If I pay for the year in advance, I get the 13th month free. I will spend the money anyway, so to my mind that is like getting 8.3% on the cash that would otherwise sit in my checking account earning 0.01%. It's only 8.3% on $1140, but every little bit helps.
Another thing that will help a little is to run every one of your bills through a cash back credit card rather than paying them direct.
Another thing that will help a little is to run every one of your bills through a cash back credit card rather than paying them direct.