rk911
Thinks s/he gets paid by the post
we have accounts at both a brick and mortar bank and an online bank. we have a checking and money market account there plus a safety deposit box. $30 p/y for the box and no fees for the checking. the online bank is used for excess savings. we write maybe 50-checks a year. we could likely switch everything to but the box to online but we've had accounts at a B&M bank for 50-years. like an old ez chair it's reliable and comfortable.