T
TromboneAl
Guest
SG,
Things may have changed since you last researched it.
At Blue Cross, the HSA plan that I switched to was similar to the other high deductible plan, and cost less ($162/month vs. $203/month). Of course, the complexity of the plans muddies the water so much that you can't really compare them (different deductibles, other differences).
Looking at Saturna (HSA Custodian), I could invest in their short term bond fund, which has an expense ratio of .3% (see related post), and there are no other fees whatsoever.
I just spoke with someone at Sterling HSA, and for them there would be a $20 annual fee, and no other fees to invest in, for example, a Vanguard mutual fund. No, they didn't give me all the numbers. There would be a $35 setup fee, a $2.50 per month fee, and a .5% expense. So, to invest $4,000 in a Vanguard mutual fund, the total for the first year would be $85.
Things may have changed since you last researched it.
At Blue Cross, the HSA plan that I switched to was similar to the other high deductible plan, and cost less ($162/month vs. $203/month). Of course, the complexity of the plans muddies the water so much that you can't really compare them (different deductibles, other differences).
Looking at Saturna (HSA Custodian), I could invest in their short term bond fund, which has an expense ratio of .3% (see related post), and there are no other fees whatsoever.
I just spoke with someone at Sterling HSA, and for them there would be a $20 annual fee, and no other fees to invest in, for example, a Vanguard mutual fund. No, they didn't give me all the numbers. There would be a $35 setup fee, a $2.50 per month fee, and a .5% expense. So, to invest $4,000 in a Vanguard mutual fund, the total for the first year would be $85.