Trix55
Dryer sheet aficionado
- Joined
- Mar 29, 2011
- Messages
- 30
Hi all, newbie questions for you. I'm hoping you can help me out.
I'm considering firing my FA and creatiing a Lazy Portfolio with my IRA and Roth IRA. I also have a 401k that's in a 2020 target date fund with my former employer. I won't move that, I retired at 56 so I can currently withdraw $ from it penalty free. I am currently 58.
I'm collecting a non-cola'd pension annuity from my former employer. It seems I should be able to reduce the % of bonds in the lazy portfolio due to the pension income. How do I compute the value of the pension?
Would I use the same funds/same %'s in the Roth IRA that I put in the IRA?
The IRA has $394,000 and the Roth Ira $65,000.
Thanks, Trix55
I'm considering firing my FA and creatiing a Lazy Portfolio with my IRA and Roth IRA. I also have a 401k that's in a 2020 target date fund with my former employer. I won't move that, I retired at 56 so I can currently withdraw $ from it penalty free. I am currently 58.
I'm collecting a non-cola'd pension annuity from my former employer. It seems I should be able to reduce the % of bonds in the lazy portfolio due to the pension income. How do I compute the value of the pension?
Would I use the same funds/same %'s in the Roth IRA that I put in the IRA?
The IRA has $394,000 and the Roth Ira $65,000.
Thanks, Trix55