I need to look at switching. Been with SF forever. I wasn't happy when they added an accident surcharge after filing a glass claim a while back.
$985 to insure a 2013 Camry that drives 25k/yr
$1057 to insure a 2014 Silverado
$1660 for Home Insurance on 1990 two story.
I like how it only costs me $72 more to insure a vehicle that costs 2x to replace.
I feel like the biggest factor is probably miles driven/year next to prior accidents/points.
If you drive low miles and have zero points, it would be easy to shop around.
My wife has been driving 3 years now at like 25k mi/year. You would think experience would account for something.
I used to validate the rate sheet changes for an auto insurer years ago. I think there were sometimes over 100 different variables that went into the rates. It all started with the zip code the driver drives in though.
$985 to insure a 2013 Camry that drives 25k/yr
$1057 to insure a 2014 Silverado
$1660 for Home Insurance on 1990 two story.
I like how it only costs me $72 more to insure a vehicle that costs 2x to replace.
I feel like the biggest factor is probably miles driven/year next to prior accidents/points.
If you drive low miles and have zero points, it would be easy to shop around.
My wife has been driving 3 years now at like 25k mi/year. You would think experience would account for something.
I used to validate the rate sheet changes for an auto insurer years ago. I think there were sometimes over 100 different variables that went into the rates. It all started with the zip code the driver drives in though.