DH and I just returned from a vacation in Mexico, our first in that country since the kids have grown.
We received an ad for a development at "Loreto Bay", a development just south of the town of Loreto on the south end of the Baja, so we thought we would look around. The developer suggested a package at a resort that didn't get rave reviews on TravelAdvisor.com so we booked with a very small place in town, mid-priced, a block off the sea, with rave reviewes.* We had a ball and didn't even look at the hoyty-toity developent. [Context: we came of age in the early 60's.]
There isn't a lot to do but fish, tan and talk.. but husband fished, I got a stunning sunburn, and we yacked up a storm. If you are from the NW this is no town to hide in.. plates with OR, WA and ID abound - I think even the Sea Lions lounging on the docks below me have relatives on their rocks. I thought rental car rates were off the charts, you can engage a car and English speaking driver for the same price and get local flavor for about the same expense [our driver was once an undocumented resident of Spokane]. My birthday dinner at one of the finest places in town didn't exceed $25US for two. This town is safer than my own, not a community that would gracefully accomodate rowdy immodest behavior.
When you are retired half the fun is in the planning. Packages are nice but those of us with more time than money can take that package and re-wrap.
* Our fellow guests included the family of an executive at a Fortune 500 company, a vet & hedge fund manager companion, student and chef, retired attornies.