Was just looking at upgrading our 2006 Quicken until I read the reviews of it on Amazon. Pretty awful, and it (allegedly) now is filled with nag screens to buy extra Quicken goodies and won't download from banks without a fee and goes dead without regular updates. Anybody using Quicken 2013 that can speak to those concerns?
I did upgrade to 2013 four months months ago.
Nag screens occasionally pop up when starting Quicken, not too terribly annoying in the grand schema of things.
Fees are imposed by banks - and for the institutions which do impose fees on direct connect, you can go to their website and manually download quicken data without the fee (I use this for Wells Fargo checking account and Bank of America accounts and credit cards). Few banks offer manual download, but no direct connect - Capital One and Emigrant Direct come to mind.
All of my other accounts are on direct connect, including Citi, Amex, Chase, Schwab,Fidelity,Scottrade, and Georgia 529 accounts @TIAA-CREF.
The software does not go "dead" without updates, but after 3 years you can't download financial data from the financial institutions, so if you want this feature (and I do find it incredibly useful) you are on forced 3 years upgrade schedule.
I have two big complains about 2010->2013 Quicken upgrade.
- Budget process changed and the existing budgets & reports from previous versions can be useless - I have not found an elegant way to preserve ability to specify budget amounts on both category and subcategories and be intelligently reported on budget reports
- graphical reports have math errors in them (they do not match tabular reports from same data)