My health insurance broker told me there was an adjustment if one of us was
on Medicare but I haven't found the details for that as yet.
I wish people would refer to the program for what it is: ACA......
When using the Health Insurance Marketplace Calculator, if some members of your household are eligible for Medicare and others are not, you should enter your full household size (including those who are eligible for Medicare) in Question #5. For the following question (#6), please enter only those family members who are signing up for Marketplace coverage (do not enter adults who are eligible for Medicare in Question #6).
Got this from my insurance broker on getting a subsidy with one on Medicare...
Doesn't sound like its really reduced just only one can get the subsidy.
Sorry for the confusion.
The amount of subsidy the household is eligible for is reduced if one of the two of you have Medicare because Medicare beneficiaries are not eligible for subsidies on health premiums. The amount of income they use to qualify the household is not different....they still use the estimated income for the entire household.