Can I QCD from inherited IRA ?

[RetireBy90]

Quick question, I have a small inherited IRA with RMD of about $2K this year. Can I take the RMD with QCD ? I’m 66 currently.

Thanks

 

[MissMolly]

Quick question, I have a small inherited IRA with RMD of about $2K this year. Can I take the RMD with QCD ? I’m 66 currently.



Thanks

No. You have to be 70.5 yrs old to do QCD.

 

[RetireBy90]

No. You have to be 70.5 yrs old to do QCD.

Thanks for quick reply

 

[Souschef]

I just looked it up, and you have to be 70 1/2 to do a QCD. So wait 5 years then do it. You have 10 years to withdraw the money.

 

[RetireBy90]

I just looked it up, and you have to be 70 1/2 to do a QCD. So wait 5 years then do it. You have 10 years to withdraw the money.

Thanks,
I’m into 8th RMD this year so grandfathered into my lifetime.