Jim,
I do mean 2014 income. I am currently on a 2014 ACA policy, heavily subsidized due to the low estimated 2014 income I supplied when I applied. But... my 2014 income so far is below the $15,xxx minimum for 2014 needed to avoid Medicaid. From what I've read, if I don't get my 2014 income above $15,xxx I "may" have to repay the large subsidies I have been getting every month for the ACA policy I have.
Same story for 2015. I will need to find more income for 2015 to avoid Medicaid. I was actually considering Medicaid but have decided to avoid it.
That $15,xxx minimum was a 2013 number. 138% of 2014 poverty level is $16,105 so your income needs to exceed that if in a Medicaid state.
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