Turn_the_Page
Recycles dryer sheets
I guess I'm pretty dejected at this point. All these years of hearing "find a fee-only FP". Wow, good luck finding one, at least here in NE Houston area (Kingwood, Humble).
Maybe it's just me being naive. I thought I could give someone the details and walk out with a 3-4 year blueprint.
I don't really think I need one, thanks to you guys and the Boglehead forum, but the DW would like to talk to someone. We're in the class of 2016. I'd like her to have someone we can trust. Actually, her EJ guy is pretty good, but only on that account. He won't look at the entire portfolio. Personally, I hate her having it in EJ because of the fees, but it's her inheritance and it's never been moved.
The questions are about "mortgage or no" (probably no), SS early (probably yes), convert IRA's to Roths post retirement (probably yes - a bit at a time), and maybe some AA advice (unneeded).
What I find are wealth management guys, wow no way am I paying nearly 1% a year for that! They'll do a more limited plan, but at $2500 a year. Holy Cow!
I can go back to one of the guys I've already met and ask for something different and negotiate the price, I suppose.
Any advice?
Maybe it's just me being naive. I thought I could give someone the details and walk out with a 3-4 year blueprint.
I don't really think I need one, thanks to you guys and the Boglehead forum, but the DW would like to talk to someone. We're in the class of 2016. I'd like her to have someone we can trust. Actually, her EJ guy is pretty good, but only on that account. He won't look at the entire portfolio. Personally, I hate her having it in EJ because of the fees, but it's her inheritance and it's never been moved.
The questions are about "mortgage or no" (probably no), SS early (probably yes), convert IRA's to Roths post retirement (probably yes - a bit at a time), and maybe some AA advice (unneeded).
What I find are wealth management guys, wow no way am I paying nearly 1% a year for that! They'll do a more limited plan, but at $2500 a year. Holy Cow!
I can go back to one of the guys I've already met and ask for something different and negotiate the price, I suppose.
Any advice?