Gunny
Recycles dryer sheets
I guess I am a pessimist hoping for the best. Although I am invested nearly 80 in S$P 500 and DJI index funds (rest in bond funds), I always use 6.5% rate of return for future planning purposes (forecasting my nest egg for retirement). I plan to FIRE myself in six years. Is 6.5% realistic? What rates of return are others using for a portfolio similar to mine?