bradaz2488
Recycles dryer sheets
- Joined
- Aug 12, 2013
- Messages
- 275
Onl
Only spend 50% of the starting portfolio at 95? You have a huge safety net.
I know... Like I said if we could spend our last penny on our death bed I would plan for that. With a +40 year plan I was really nervous about running out of money. I assume a 7.5% yearly increase in HC cost. If I assume 10% I actually run out of money at age 94 (DW 91).. It is amazing how small increment add up over 40+ years. I will loosen the purse strings down the road when HC costs are more stable/predictable and when we get 7-10 years out from SS FRA... I hope to give myself big annual raises down the road ....