Waiting until 70 for SS dominates any commercial longevity product.
Ha
Fortunately, we don't need to start making this decision until we are 62. And then, we can review it each year and bail if we think the situation has changed.depends on your age (and desired retirement income level) - by the time I'm 70 the fund is projected to pay benefits at 72% (or less) sans legislative action
Social Security Trust Fund Runs Dry In 2029, CBO Signals - Investors.com