As I'm moving closer to the RE part of Fire, I have finally decided on my preferred asset allocation (pretty simple 60/40 vanguard with 2 years of cash).
The problem is... My current allocation isn't very close to that.
Did you guys have that problem? If so did you just shift it quickly or do it over time?
My thought was to do it over a 6-12 month period minimizing tax impact. The other thought was to allocate all future investments (I'm still working and saving) into that split and then when I RE spend down in a way that results in the target over time.
Other part of me thinks... Just do it all now, get it over with and have a drink .
Thanks!
Sent from my HTC One_M8 using Early Retirement Forum mobile app
The problem is... My current allocation isn't very close to that.
Did you guys have that problem? If so did you just shift it quickly or do it over time?
My thought was to do it over a 6-12 month period minimizing tax impact. The other thought was to allocate all future investments (I'm still working and saving) into that split and then when I RE spend down in a way that results in the target over time.
Other part of me thinks... Just do it all now, get it over with and have a drink .
Thanks!
Sent from my HTC One_M8 using Early Retirement Forum mobile app