Telly
Thinks s/he gets paid by the post
- Joined
- Feb 22, 2003
- Messages
- 2,395
With that title, I was going to say "My apologies to Janis"... but would it matter?
My target AA is 60/40, with rebal triggers at 55% and 65%, The 60 has been creeping up, now just over 64%.
With the S&P 500 at all-time highs, and with a psychological threshold at 1900, it would at first seem like I should do a rebal any day now.
But it would be going into an Intermediate Term bond fund (that actually is a short intermediate... or a long short-term ) in my IRA. I must admit I'm having some hesitancy with piling $ into a bond fund right now. Thoughts of "well, 60/40 was an arbitrary selection, maybe 65/35 as an AA is OK too".
See the games I'm starting to think of?
I know the "right" thing to do is to stick with my target AA and just do the rebal.
Anyone else having this problem now?
My target AA is 60/40, with rebal triggers at 55% and 65%, The 60 has been creeping up, now just over 64%.
With the S&P 500 at all-time highs, and with a psychological threshold at 1900, it would at first seem like I should do a rebal any day now.
But it would be going into an Intermediate Term bond fund (that actually is a short intermediate... or a long short-term ) in my IRA. I must admit I'm having some hesitancy with piling $ into a bond fund right now. Thoughts of "well, 60/40 was an arbitrary selection, maybe 65/35 as an AA is OK too".
See the games I'm starting to think of?
I know the "right" thing to do is to stick with my target AA and just do the rebal.
Anyone else having this problem now?