RetireAge50
Thinks s/he gets paid by the post
- Joined
- Aug 6, 2013
- Messages
- 1,660
This graph of my income by source shows how early in retirement I will use more of my investment portfolio.
Income by Source Graph
- Thread starter RetireAge50
- Start date
pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I did as well but have no idea how to post it like OP did.
packrat44
Thinks s/he gets paid by the post
Nice visual display.
Independent
Thinks s/he gets paid by the post
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- Oct 28, 2006
- Messages
- 4,629
I see a COLA'd private annuity. They are rare.
OP
OP
RetireAge50
Thinks s/he gets paid by the post
- Joined
- Aug 6, 2013
- Messages
- 1,660
My DW is a teacher, the cola annuity is an optional immediate annuity we can purchase. Normally I would not consider an annuity but the terms are so favorable we will likely go for it.
The pension without cola goes down in real dollars in future years (also shown on the graph) which I found interesting to see visually.
We are assuming our investments will keep up with inflation so they work like a cola stream in the chart. If they do better will adjust income up and if they do worse will adjust down.
I am thinking mapping out our income like is simple and easy to understand and eliminates the need to use 3% 4% or other SWR strategies.
The pension without cola goes down in real dollars in future years (also shown on the graph) which I found interesting to see visually.
We are assuming our investments will keep up with inflation so they work like a cola stream in the chart. If they do better will adjust income up and if they do worse will adjust down.
I am thinking mapping out our income like is simple and easy to understand and eliminates the need to use 3% 4% or other SWR strategies.
