annienz
Dryer sheet aficionado
And please no mention of the America's Cup after Oracle's impressive win this morning
I'm Annie and like most of you (I'm guessing) stumbled across this site while searching for The Definitive Answer To What The Heck To Do.
I'm 53, and I think faced with too many options...first up, I like my job. I work for a government organisation with some amazingly funny and clever people, I get paid very well, and the job is incredibly interesting. The downside is, it's shift work.
Although most shifts are okay, the night shifts just take it out of me and as a result I am almost always tired and struggling to catch up on sleep. It's not helping my health, my stress levels, or frankly my weight. It also stops me from being able to plan ahead, travel when I want to, or see much of my family.
We've got a good investment portfolio (7 rental properties) and they bring us in around $45k per year. This is enough to live on, although it's tight. We've got a good net worth of over a million - unrealised, as it's tied up in property - but accessible if we wanted to start eating into capital gradually. Property prices in NZ are increasing well above inflation levels so we think we probably have three or four years of double digit gains yet to be made before the market slows.
Anyway so I'm in this big swirling dilemma at the moment...retire or not? There are so many fears to be faced but I think the biggie is the loss of social interaction which may come if I quit work.
Plus, a heck of a lot of my identity is wrapped up in what I do for a living. I am reluctant (scared?) to lose that.
And as well, I love buying new handbags
Looking forward to becoming part of your community!
Annie
I'm Annie and like most of you (I'm guessing) stumbled across this site while searching for The Definitive Answer To What The Heck To Do.
I'm 53, and I think faced with too many options...first up, I like my job. I work for a government organisation with some amazingly funny and clever people, I get paid very well, and the job is incredibly interesting. The downside is, it's shift work.
Although most shifts are okay, the night shifts just take it out of me and as a result I am almost always tired and struggling to catch up on sleep. It's not helping my health, my stress levels, or frankly my weight. It also stops me from being able to plan ahead, travel when I want to, or see much of my family.
We've got a good investment portfolio (7 rental properties) and they bring us in around $45k per year. This is enough to live on, although it's tight. We've got a good net worth of over a million - unrealised, as it's tied up in property - but accessible if we wanted to start eating into capital gradually. Property prices in NZ are increasing well above inflation levels so we think we probably have three or four years of double digit gains yet to be made before the market slows.
Anyway so I'm in this big swirling dilemma at the moment...retire or not? There are so many fears to be faced but I think the biggie is the loss of social interaction which may come if I quit work.
Plus, a heck of a lot of my identity is wrapped up in what I do for a living. I am reluctant (scared?) to lose that.
And as well, I love buying new handbags
Looking forward to becoming part of your community!
Annie