Ok, I really suck at math - can someone tell me how to calculate it (type real slow like, ya hear?)
balance on 12/31/06 was 44,884
deposits thru 12/31 was 37,220
balance on 7/2/07 is 53,744
deposits thru 7/2 42,320
from 1/1/07 to 7/2/7:
53744-44884-(42320-37220)/44884
which is 8.4% (x 100 to get %)
this is a estimate because it assumes all your deposits were on
7/2/7, some of that 8.4% is from your deposits, but its close
enough.
For most of the diversified portfolios fall in the 8-9% range
myself included, my avg from 1/92-1/07 has been 13.6%, S&P
for same period has been ~8.5%, to give you an idea what a
plain index fund portfolio can do compared with S&P
TJ
BTW, during hard times, that number can be negative, so
instead of % gain, its % lost.
Remember, for comparison, thats for only 6 months, now for
homework, go back and calculate your gains/losses for previous
years.