ERPRECY
Dryer sheet aficionado
- Joined
- Aug 9, 2013
- Messages
- 29
Have not posted for almost 10 years now but still remember how this group helped with my early investment mistake (Annuities). Retired in 2011 and DH followed in 2016. Now we’re both 67 and don’t quite know how to determine how much of our IRAs need to be moved to Roth before 72. Our current annual income from Pensions and SSS is 92K, which is really all we need. No mortgages. Our current IRA balance is $3.2M (currently with Fidelity, mostly in Vanguard index funds & Wellington) So far, we have $350K in Roth IRA but probably need to convert so much more. Any suggestions will be most welcome.