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Thinks s/he gets paid by the post
- Joined
- Mar 11, 2018
- Messages
- 3,628
Trying to decide between a Plan G and a Plan N. Besides the copay, one of the main differences that I can see is Plan G covers "Excess Charges" on Part B of Medicare, whereas Plan N does not. I understand that excess charges are charges that doctors bill you above and beyond Medicare rates because they do not participate in Medicare billing rates.
I also understand as the insured it's up to me to be sure any provider I select participates in Medicare when I make the appointment to see them.
It seems to me that Part B Excess Charges should be quite rare. That said, has anybody encountered excess charges in their Medicare Part N coverage?
(It's kind of a non-issue for me since I'm in Minnesota and such excess charges are prohibited, but it could happen if I go out of state.)
I also understand as the insured it's up to me to be sure any provider I select participates in Medicare when I make the appointment to see them.
It seems to me that Part B Excess Charges should be quite rare. That said, has anybody encountered excess charges in their Medicare Part N coverage?
(It's kind of a non-issue for me since I'm in Minnesota and such excess charges are prohibited, but it could happen if I go out of state.)