Hoping someone who's already been through this can answer my question. My wife turns 65 in June and will need to apply for Medicare 3 months prior just like I did last year. She'd also like to apply for Social Security at age 65.
First off, can she apply for both of these at the same time and secondly, because my wife turns 65 in June, will she need to technically start SS effective July 1st? I assume she needs to wait until her exact 65th birthday or after in order to get the maximum amount for a 65 year old. When applying for SS do they ask you when you'd like it to start?
Thanks for any suggestions or comments.
First off, can she apply for both of these at the same time and secondly, because my wife turns 65 in June, will she need to technically start SS effective July 1st? I assume she needs to wait until her exact 65th birthday or after in order to get the maximum amount for a 65 year old. When applying for SS do they ask you when you'd like it to start?
Thanks for any suggestions or comments.