Hey everyone,just looking for some advice on a investment. I,m looking to roll over a untaxed 401 k plan that I have into an income producing vehicle. Today I met with an adviser who recommended Met Life GMIB Max with protected growth strategies. If I understand him correctly If I were to put $500K into this plan they would guarantee 5% growth each year regardless of what the market does and if the market does better than I would get that also,iff the market does worse I still get the 5%but the account investment decreases.If I wait until the fifth year to start to take out yearly income I could draw $32K every year for life,there is also a death benefit ,involved. I believe the fees are 1% ,plus 1% for the death benefit.In ord the withdrawing part of the acct allways grows by at least 5% but your market balance decreases by the moneys you withdraw . Does anyone have any knowledge and could provide insight .Thank you