Ready
Thinks s/he gets paid by the post
Like many others I think you've done all you should and have pointed out the high fees and made him aware of a viable alternative. Perhaps point him to some books on investing.
I suggested he consider reading "Investing for Dummies" because it is such an easy read for beginners. But I could tell he had absolutely no interest in reading a book about finance. He kept asking me to explain things to his wife because he did not want to get involved.
I suggested Vanguard because the wife already has an account there, and I know they will consider combined assets when determining what level of support he is eligible for.