DangerMouse
Thinks s/he gets paid by the post
DH recently had surgery - in the hospital for 1 night in ICU, but total time spent there was just under 24 hours.
The bills have started rolling in, cost is at $130k so far. We have medical insurance and did have the operation pre approved though the PPO is starting to play the expected games of wanting more info. However, it appears that we are going to end up with a substantial gap - $15k or more. For example the hospital and surgeon were in network but the anethetist was out of network. One day his blood tests are in network, the next they are out of network.
I am wondering if it would seem reasonable for us to try and negotiate a deal on the amounts that are our responsiblity and if so how do we do it? In the past we have always just written a check but figured maybe this time we should do something different to try and save a few bucks.
Any suggestions would be appreciated.
The bills have started rolling in, cost is at $130k so far. We have medical insurance and did have the operation pre approved though the PPO is starting to play the expected games of wanting more info. However, it appears that we are going to end up with a substantial gap - $15k or more. For example the hospital and surgeon were in network but the anethetist was out of network. One day his blood tests are in network, the next they are out of network.
I am wondering if it would seem reasonable for us to try and negotiate a deal on the amounts that are our responsiblity and if so how do we do it? In the past we have always just written a check but figured maybe this time we should do something different to try and save a few bucks.
Any suggestions would be appreciated.