no cd's what to do

I hear that. I'm frowning as I watch my bonds decline in value, even tho they were all fairly short duration. But my stocks are up. Sometimes it's hard to watch the daily gyrations in my portfolio, where I could be up, or down, a months salary at a time. Everyone has their "risk tolerance", and if I wanted to work another 5 or 10 years I'd probably be in something less volatile also. But I have to suck it up and hope that the future is at least somewhat representative of the past. I can tell you, its not easy and I often feel OMY (or TMY, and sometimes FMY) syndrome as a real affliction that I am struggling against.

* FMY= five more years
If you were a marathon runner would you drop out of the race if you weren't ahead after the first 100 yards? :cool:
 
I guess that I have been doing this investing game long enough (30 years+) so I don't fret too much about daily gyrations. Perhaps you would both feel better to use a 120 or 180 day moving average. Better yet, just don't look so often.
 
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