A word of thanks to my good friend Ed who pointed me to this website. And now the gory details, via the Maldini template (or something close enough, anyway):
Present Location: Pacific NorthWest
Family: SWM, late 30's, reasonably decent health. All 4 grandparents lived into 80's, two of them into 90's. I eat very well. Father's family has a history of heart issues, unfortunately.
Work Info: just above 6 figures currently; ~85-90% active income, 10-15% passive income. Max 401.k + company stock (minor amount). Living expenses are about 15-20%. Taxes are 20-25%. Travel is 10%. Remainder goes into savings/investments. Rapidly approaching my peak earning years. Job is stable if somewhat stressful, and will likely be here for me if RE doesn't work out.
Financials: Retirement savings of ~100K, split 80/20 between stocks & bonds. Cash savings of ~140K; 45% utility/REIT stocks, 20% laddered TBills, 10% CD, and 25% liquid (and needing a good home). Throw in a paid-off Explorer, and I'll put NW right at a qMill, which was my mental note point to start asking for opinions. Not carrying a mortgage presently.
The retirement figure is admittedly much lower than I'd like, but I have taken 4 year's worth of sabbatical versus 13 years of work. My 3 weeks of paid vacation just doesn't cut it anymore, sadly, as I see all my foreign friends with 8-12 weeks off annually (or more if they take "pretirement" breaks) and in much better spirits, generally, than myself.
Retirement goal: as soon as feasible. Ideally 40, but more likely later, depending on feedback.
Expected expenses in ER: I am considering purchasing a small plot of land, near the beach in Brasil, and homesteading it abroad (or convert it to a hostel/community center, haven't figured this all out yet). Once that's in place, living expenses would be ~10-12KUSD/year. Factoring in the conversion to Reais, that's about 18-20K equivalent here. Unit prices for goods and services are much lower there, obviously. My family is originally from S. America, hence the plan.
My hobbies are water sports, philately, soccer, cooking, and travelling. I'm probably trimming that last one down significantly if I opt for ER.
So that's the nutshell. I'd be willing to discuss other options and/or disclose more info offline if people see fit. Thanks in advance for all your questions and comments.
Present Location: Pacific NorthWest
Family: SWM, late 30's, reasonably decent health. All 4 grandparents lived into 80's, two of them into 90's. I eat very well. Father's family has a history of heart issues, unfortunately.
Work Info: just above 6 figures currently; ~85-90% active income, 10-15% passive income. Max 401.k + company stock (minor amount). Living expenses are about 15-20%. Taxes are 20-25%. Travel is 10%. Remainder goes into savings/investments. Rapidly approaching my peak earning years. Job is stable if somewhat stressful, and will likely be here for me if RE doesn't work out.
Financials: Retirement savings of ~100K, split 80/20 between stocks & bonds. Cash savings of ~140K; 45% utility/REIT stocks, 20% laddered TBills, 10% CD, and 25% liquid (and needing a good home). Throw in a paid-off Explorer, and I'll put NW right at a qMill, which was my mental note point to start asking for opinions. Not carrying a mortgage presently.
The retirement figure is admittedly much lower than I'd like, but I have taken 4 year's worth of sabbatical versus 13 years of work. My 3 weeks of paid vacation just doesn't cut it anymore, sadly, as I see all my foreign friends with 8-12 weeks off annually (or more if they take "pretirement" breaks) and in much better spirits, generally, than myself.
Retirement goal: as soon as feasible. Ideally 40, but more likely later, depending on feedback.
Expected expenses in ER: I am considering purchasing a small plot of land, near the beach in Brasil, and homesteading it abroad (or convert it to a hostel/community center, haven't figured this all out yet). Once that's in place, living expenses would be ~10-12KUSD/year. Factoring in the conversion to Reais, that's about 18-20K equivalent here. Unit prices for goods and services are much lower there, obviously. My family is originally from S. America, hence the plan.
My hobbies are water sports, philately, soccer, cooking, and travelling. I'm probably trimming that last one down significantly if I opt for ER.
So that's the nutshell. I'd be willing to discuss other options and/or disclose more info offline if people see fit. Thanks in advance for all your questions and comments.