youbet
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
You know, I can see presenting one’s reasons in good faith for making a decision when someone like the OP is considering his or her own decision. I can’t see ridiculing people who present those reasons, especially considering that decision was made and acted on long ago and obviously works for DH and me. But maybe that’s just me. So I’ll stop.
Happy holidays.
Oh, don't be sensitive....... I was just being a bit sarcastic and I apologize. There are lots of good reasons for borrowing money and for not borrowing money. And I agree that reducing cash flow needs would be a reason to not have a loan, such as a real estate mortgage, that requires periodic payments. I just never thought of having to actually sell equities in a down market to make a payment because I had nothing else to sell such as fixed investments or common bank instruments or whatever from a diversified portfolio. But it could happen I suppose.
Your strategy works for your DH and you, and that's what counts!
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