I have some cash sitting in an inherited IRA account. I don't need to spend it right now, but was considering moving it to my joint account. This would be a taxable event. Are you folks doing this now since the Trump tax changes? Maybe taxes go up after the next election? Is it time to start paying some of these taxes now to minimize the "tax torpedo" later? Or should I reinvest it where it is in the IRA, and if I need money in the next year or 2, just pull it from my joint account, which is a typically suggested strategy.