If you're going to join Penfed, I would recommend getting their visa card. 5% off on gas and 2% off on groceries is a good deal.
I like the thought on the gas and grocery discount.
But I don't really need more cards.
Any more votes or thoughts on this issue?
Also, I didn't find an option on funding the account by ACH. They wanted a credit card so I stopped application and e-mailed them a question about it. Were any of you able to fund and open a new account without the credit card funding being used? I think the ACH method would be best, if possible and would establish my bank account link at the same time. Right?
Steve