Rich_by_the_Bay
Moderator Emeritus
I hope to gradually accumulate 5-7 yrs expenses as near-cash over the next 5 years by saving and sweeping some equities over. I need essentially no-risk options - this is my cash income bucket under construction.
Florida has no state income tax, so munis seem less attractive. Where would you park after-tax money earmarked for this kind of holding? It's rather long term, but I don't want volatility risk here, and I am still working and in a higher bracket.
Just stick with CDs, MMF, and short-term bonds (treasuries)?
Florida has no state income tax, so munis seem less attractive. Where would you park after-tax money earmarked for this kind of holding? It's rather long term, but I don't want volatility risk here, and I am still working and in a higher bracket.
Just stick with CDs, MMF, and short-term bonds (treasuries)?