jkern
Full time employment: Posting here.
I'm just planning to spend what we feel supports our lifestyle.
I'm not trying to spend more now just because we have more to spend. And I'm not worried about theoretical go-go and no-go ages.
When I was a lot younger I imagined being old and decrepit once I was in my 60s. Now that I'm in my 60s, I think I'm wiser and not trying to predict an age when decrepitude theoretically kicks in.
Perhaps it helps when I see the folks in their 70s, 80s, and even a few 90s around us doing wonderful non-decrepit things like travel, volunteering, hiking, surfing, golfing, etc.
I'm also not at all worried about "leaving too much money on the table". I believe in enjoying life at every age - young and old. And we spend what it takes to provide that enjoyment. If that means we have a lot left over when we pass, it won't be sad at all. We'll have lived a wonderful life.
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