Hello,
I have been visiting these boards frequently and learning a lot over this time. I am 46 years old and hope to retire at 55 due to the fact that most of my retirement savings will be penalized 10% if I go sooner.
I am married with a six year old son. Our income is about 110k. We a 200k mortgage, but otherwise have no debt.
I currently have 225k in a 401k and 1075k in my company's ESOP.
I've been blessed by the ESOP's performance. I feel similarly nervous about my lack of diversification. Unfortunately, there is little I can do about it until I retire (or leave my company.)
Anyway, just wanted to say hi and to thank everyone for all I have learned and hope to in the coming years.
I have been visiting these boards frequently and learning a lot over this time. I am 46 years old and hope to retire at 55 due to the fact that most of my retirement savings will be penalized 10% if I go sooner.
I am married with a six year old son. Our income is about 110k. We a 200k mortgage, but otherwise have no debt.
I currently have 225k in a 401k and 1075k in my company's ESOP.
I've been blessed by the ESOP's performance. I feel similarly nervous about my lack of diversification. Unfortunately, there is little I can do about it until I retire (or leave my company.)
Anyway, just wanted to say hi and to thank everyone for all I have learned and hope to in the coming years.