SO and I just pooled our funds and bought(built) a new house in Eastern Tennessee. We both sold our Illinois houses and re-invested the money in our new Tennessee home. We are just 1 month into living here and are very happy with the move at this time. I do have 2 non-housing loans, both at 0% interest. I can make 5% on cash so it was a no brainer to borrow at 0%.