portfolio analysis says I'm light on bonds....

[TeeRar]

nowhere for bonds to go but

Down. Consider dividend paying stocks instead.

Thanks to the "great recession" the herd of dividend paying stocks that have continued to raise their dividends has been culled. What’s left are some very strong companies that, in my opinion, will continue to raise their dividends for the foreseeable future. With the right mix, you can get 3% right now with an increase of 5-10% per year. If it’s a retirement account, re-invest divvys and you are dollar cost averaging in case tax laws change and quality dividend stocks take a hit (which will raise their yield). My opinion is free – u get what u pay for

 

[obgyn65]

I like CDs too. Found one this week expiring in 10 years, 2.9%.

I like the suggestion of cd's, I wouldn't use that portion to instead invest in sector stocks or etf's. But, I'm extremely conservative.

 

[BUM]

I'm fighting that urge as well, knowing if I do swap some bond funds for a high dividend stock fund, equities will immediately tank - and dividend stocks will lead the decline...

BINGO! My thinking exactly. Months ago I quit reinvesting my Vanguard Total Bond Fund gains and dividends. Yesterday I sold out. Had the thing for years. Saw a nice run up. What to next? Who knows...