urn2bfree
Full time employment: Posting here.
- Joined
- Feb 14, 2011
- Messages
- 853
This post was edited to remove redundant info from an earlier post in this same thread...i meant to use that info in another thread about docs retiring..still this retains the relevant i fo that is cited below...
I do feel the stress of having less money coming in--even though if my wife stopped working I think we are more than comfortable where we are with our usual spending being around 3% of our portfolio (with over two years safety in cash or CD's that combined are earning over 2% interest) and this is without touching the value of our home equity of $700,000 and my hope we will downsize and at least have lower maintenance costs even if we roll our equity into a higher priced but warmer part of the country. The other thing that amazes me is the series of unfortunate and unusual expenses that have befallen us in this first 4 months- each of us needing root canal for the first time, a broken tooth, an ER visit for stitches, frozen broken pipes, a dryer repair, leaky sink, new timing belt needed, some new tires...I am hoping to see these death by a thousand cuts expenses taper off for a while, but who knows? If my wife were not still providing it would be even more unsettling no matter how much cushion I think we have.
I do feel the stress of having less money coming in--even though if my wife stopped working I think we are more than comfortable where we are with our usual spending being around 3% of our portfolio (with over two years safety in cash or CD's that combined are earning over 2% interest) and this is without touching the value of our home equity of $700,000 and my hope we will downsize and at least have lower maintenance costs even if we roll our equity into a higher priced but warmer part of the country. The other thing that amazes me is the series of unfortunate and unusual expenses that have befallen us in this first 4 months- each of us needing root canal for the first time, a broken tooth, an ER visit for stitches, frozen broken pipes, a dryer repair, leaky sink, new timing belt needed, some new tires...I am hoping to see these death by a thousand cuts expenses taper off for a while, but who knows? If my wife were not still providing it would be even more unsettling no matter how much cushion I think we have.
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