retire48in2018
Recycles dryer sheets
- Joined
- Mar 12, 2008
- Messages
- 374
We had 2 years of cash. So we think we are prepared. (Retired at 51, now 52).
But seeing such a down market in year 2 of retirement is tough.
It’s not a mental thing - it’s a heart thing. When there were market swings in past - while working and contributing to savings - no biggie.
Now ….
We will stretch the money until market recovers, but we find ourselves thinking too much about the down market before we force a change of subject.
Practically speaking - we throw ourselves into more hobbies, time with family, etc. I look less often at brokerage accounts. We verbalize to each other the steps we have taken and measures that we have in place (cash saved up, lowered budget, etc).
I am surprised at how much we think about it - and not be at peace - for those moments.
What do you do - practically speaking - to try and keep peace?
But seeing such a down market in year 2 of retirement is tough.
It’s not a mental thing - it’s a heart thing. When there were market swings in past - while working and contributing to savings - no biggie.
Now ….
We will stretch the money until market recovers, but we find ourselves thinking too much about the down market before we force a change of subject.
Practically speaking - we throw ourselves into more hobbies, time with family, etc. I look less often at brokerage accounts. We verbalize to each other the steps we have taken and measures that we have in place (cash saved up, lowered budget, etc).
I am surprised at how much we think about it - and not be at peace - for those moments.
What do you do - practically speaking - to try and keep peace?