Cap_Scarlet
Recycles dryer sheets
Putting the finishing touches to our retirement plans and have gone through our expenses in detail but want to get some input on things I might not have thought about. This is a European budget in € (add 10% for $) so some things may be less expensive than the US (health insurance) but some will be a lot more (car insurance). A lot of the things are based on actual payments or current bills. I'm interested to know what people spend on in retirment that they did not spend on while working. anything which looks odd? All observations appreciated!
Household | |
Property tax 282 | |
Waste | 84 |
Electricity | 720 |
Heating | 1.560 |
Sewage | 140 |
Water | 50 |
Gardener | 700 |
Boiler Service | 200 |
Bank Chgs | 64 |
Subtotal | 3.800 |
Insurance | |
Building & contents | 640 |
Health - Me | 4.768 |
Health - DH | 1.203 |
Health (perscription and own cost) | 600 |
Subtotal | 7.211 |
TV, internet, communications | |
Satellite | 60 |
TV Licence | 302 |
TV subscription - internet | 396 |
TV subscription - netflix / Amazon | 144 |
Magazines | 120 |
Music | 240 |
Internet | 450 |
Telephone | 1.200 |
Subtotal | 2.912 |
Cars | |
Petrol | 1.800 |
Ins & Tax | 5.000 |
Service | 600 |
AA | 80 |
Subtotal | 7.480 |
Personal spending | |
Food | 6.000 |
Alcohol | 1.200 |
Cleaning Products | 600 |
Dog | 600 |
Clothes | 2.400 |
Skiing | 1.500 |
Cash | 2.400 |
Gifts | 2.100 |
Subtotal | 16.800 |
Total regular expenses | 38.202 |
Discretionary / One time expenses | |
Overseas holiday | 15.000 |
European Trips | 4.000 |
Other local trips, meals and days out | 5.800 |
Home maintenance | 4.000 |
Miscellaneous | 2.400 |
Subtotal | 31.200 |
Total expenses | 69.402 |