KingMota
Dryer sheet wannabe
I am retired, living off investments (about $2.3 mil NW) with no W2 income. I am 66 and not planning on starting SS until 69 1/2. If you apply for a credit card, what do you list for income?
Back story:
I got enamored with reward CC last year and got an AMEX card which pays 6% on groceries and streaming services. The groceries cap at $6,000 spent and we maxed that. Of course we pay off the CC each month.
Anyway, I wanted a card that paid good rewards on restaurants and better than 1% on groceries (for the > $6,000 overflow) and about two weeks ago I was denied on my recent application for a Capital One Savor. It said I had too many inquiries. I did two cards last year. My credit score was about 769.
I tried today on under my wife's name (didn't even list myself) and she was denied. I have not received the reason yet, but her credit score on Experian was 845.
Back story:
I got enamored with reward CC last year and got an AMEX card which pays 6% on groceries and streaming services. The groceries cap at $6,000 spent and we maxed that. Of course we pay off the CC each month.
Anyway, I wanted a card that paid good rewards on restaurants and better than 1% on groceries (for the > $6,000 overflow) and about two weeks ago I was denied on my recent application for a Capital One Savor. It said I had too many inquiries. I did two cards last year. My credit score was about 769.
I tried today on under my wife's name (didn't even list myself) and she was denied. I have not received the reason yet, but her credit score on Experian was 845.