ERD50
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
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Meeting with current advisor tomorrow morning with 90% chance of firing him. Why the 10% chance. If he can convince me of the value he provides, other then not having to be active in my investment decisions.
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He's a salesperson. It's his job to convince you that you need him (this is the guy that messed up your 72t?) - his livelihood depends on it. I bet he has more experience convincing people they need him than you do in the opposite. It's like asking the rustproofing guy if rustproofing is a good thing.
You've read the info here, you got your answers, just leave.
-ERD50