Major Tom
Thinks s/he gets paid by the post
I'm much like veremchuka in this respect, though perhaps even more so. I don't track my spending with software or a written ledger at all, as I have a rough idea what I'm spending in each category and don't feel that I need further analysis. The fact that I live in rented accommodation, own only a bicycle for transportation and hardly spend money on anything other than rent, food and the very occasional meal out and item of clothing, makes my spending easy to keep a handle on.
Every now and again I look through my credit card statement and total up what I'm spending just to make sure that nothing is getting too far out of whack, but as I pay myself monthly from my savings account into my checking account, I'd know pretty quickly from my checking balance if I was spending too much on something.
However, once I start full-timing in that RV I keep dreaming of, I'll be tracking my expenses a little more closely - at least for the first year or two of doing it.
Every now and again I look through my credit card statement and total up what I'm spending just to make sure that nothing is getting too far out of whack, but as I pay myself monthly from my savings account into my checking account, I'd know pretty quickly from my checking balance if I was spending too much on something.
However, once I start full-timing in that RV I keep dreaming of, I'll be tracking my expenses a little more closely - at least for the first year or two of doing it.
