Social Security Decision Tree

[Midpack]

Of course there’s more to it, but a decent rough guide. From a source that came up in another thread.

https://am.jpmorgan.com/us/en/asset...gfDgMndEO38mzNRzJ2hoC5FEQAvD_BwE&gclsrc=aw.ds

 

[Sunset]

They should have named it "Claiming Social Security - decision tree for singles"

Since they ignored being born before 1954 and married, plus married and the longevity insurance issue.

 

[mboley]

They should have named it "Claiming Social Security - decision tree for singles"

Since they ignored being born before 1954 and married, plus married and the longevity insurance issue.

Yes, a pertinant question might be... Is your younger spouse going to be spitting on your grave for taking benefits early and minimizing their survivor benefits?

 

[ShokWaveRider]

Also it does not take into account healthcare costs, if claiming SS pushes one over the cliff.

 

[pacergal]

There are so many things to take into account for each person/couple.
This is a nice guide to start the conversation/thought process.
Thanks for posting.