SomedaySoon
Recycles dryer sheets
- Joined
- Sep 15, 2009
- Messages
- 99
OpenSocialSecurity says my DW should start SS around the beginning of 2023. Anticipatining a large COL increase in SS for next year. If she claims starting in Dec 2022, her first check would be in Jan 2023. Correct?
Will that check include the 2023 COL increase or would she just expect to get the increase in the February check ?
We are keeping AGI down this year to maximize ACA subsidies, but that is not a concern for 2023 (We both turn 65 early in the year). Claiming her SS to start in Dec 2022 should not generate any 2022 income. Correct?
Are there any downsides to starting SS in Dec (pre FRA) ?
Will that check include the 2023 COL increase or would she just expect to get the increase in the February check ?
We are keeping AGI down this year to maximize ACA subsidies, but that is not a concern for 2023 (We both turn 65 early in the year). Claiming her SS to start in Dec 2022 should not generate any 2022 income. Correct?
Are there any downsides to starting SS in Dec (pre FRA) ?