Tony, at best, you are a naive "investor" who has eaten up what the annuity salesman told him and has no clue what the hell he is talking about. More likely, you are a paid shill who is intentionally glossing over unpleasant facts or simply lying. As a case in point, you claim you "paid no fees" in purchasing annuities. You sure did pay something, specifically a big, fat commission to the salesman. Since it was taken out of your end implicitly rather than implicitly, you are under the impression that you did not pay it, but trust me, you did pay it.
You also conveniently forget a big variable in your plan: the performance of your annuities. You do not know for certain that whatever insurance company/companies you bought annuities from will be around to actually pay your benefits. Think this is a joke? Some of the highest payouts are offered by some of the shakiest annuity companies.
I think you'll find that the posters on this board are pretty open-minded and interested in new ways of getting to where they want to be. However, most of us also take exception to being spammed. Drop the repetition and start actually conversing with us and you might get a warmer reception. Otherwise, kindly drop dead.