SWR should not be constant over a Retirement Life

[Cut-Throat]

Re: SWR should not be constant over a Retirement L

Today, US investor confidence is at a similar level. There's only one thing that scares me more than investor overconfidence, and that's when people start saying "the rules have changed."

I am not seeing Invester confidence, much less overconfidence. No one is talking about stocks at the cocktail parties yet.

The only people I hearing saying "The rules have changed" are people here - when commenting on Firecalc. "We will never see the returns of the US market like we did during 1871-1999"

 

[wabmester]

Re: SWR should not be constant over a Retirement L

Touche, Cut-Throat. The good news is that the people saying you should expect lower forward returns are the same people who were saying that the 1996 market was overvalued

I don't get to as many cocktail parties as I did back in my rat-race days, so this is all I have to go on as far as investor confidence:

http://icf.som.yale.edu/confidence.index/YearIndex.shtml