Hi, been a member of this site for about 4 years. 56 YO retired with 56 YO DW just over 3 years ago. Absolutely loving life. Still have not lost that happy feeling we get every morning of getting to do whatever we want.
I searched but could not find what I was looking for. I am sure it has been covered a thousand times.
I am going to build out a spreadsheet in excel/numbers to allow me to analyze various tax decisions we will need to make year by year as we head toward 65 (medicare); 67ish (Social Security) and 72 RMDs.
Not sure if this is something people do on these type forums?? Does anyone have a clean version of such a spreadsheet that they would be willing to share?
I want to have data inputs on overall income (broken down into categories such as dividends, capital gains, interest, etc) and then plug in variables to evaluate doing various size roth conversion or selling taxable positions that have gains. Guessing I will have to write in assumptions on current tax rates, ACA income limits, etc.
Sorry for the hyper technical question, but would like to learn from those who have walked this path before I get going.
Thanks
I searched but could not find what I was looking for. I am sure it has been covered a thousand times.
I am going to build out a spreadsheet in excel/numbers to allow me to analyze various tax decisions we will need to make year by year as we head toward 65 (medicare); 67ish (Social Security) and 72 RMDs.
Not sure if this is something people do on these type forums?? Does anyone have a clean version of such a spreadsheet that they would be willing to share?
I want to have data inputs on overall income (broken down into categories such as dividends, capital gains, interest, etc) and then plug in variables to evaluate doing various size roth conversion or selling taxable positions that have gains. Guessing I will have to write in assumptions on current tax rates, ACA income limits, etc.
Sorry for the hyper technical question, but would like to learn from those who have walked this path before I get going.
Thanks